Thursday, October 27, 2022

6 Ways to Protect Yourself Against Rising Inflation Rates

One of the tell-tale signs of inflation is when you start paying a higher price for the same goods and services you used to afford at a lower cost. This is most evident in the prices of goods when you go to the supermarket. You may also experience a similar trend when you pay for gas, transportation, education, utilities, or medical bills.

As a result, you may have a lower disposable income and fewer funds to spend than you want or need. This situation can make fulfilling your more challenging even if you’re employed. In some cases, increasing your income or applying for quick cash loans Philippines lenders can approve will help keep you afloat, especially if the budget is tight. Still, this is a short-term fix for dealing with rising inflation rates. If you want a long-term solution, consider these six recommendations:

Assess Your Spending

One of the best ways you can manage the effects of inflation is by evaluating your spending and removing any unnecessary ones. For example, you can reduce your nonessential spendings, such as travel and entertainment. Even if you reduce these parts of your expenses by just 5%, it can positively impact your purchasing power. 

On the other hand, be sure to be strategic when it comes to your necessary expenses. Choose generic brand products and prescriptions when shopping. You can also use store loyalty programs or membership cards to trim your expenses and take advantage of special discounts or promos. 

Look for Opportunities to Save

Aside from evaluating your spending, you should also be more active in looking for ways you can save. This may mean waiving your credit card or bank account fees, like annual membership charges. As much as possible, withdraw money from your bank’s ATMs to avoid withdrawal fees. It also helps pay your credit card bills on time and in full to ensure you won’t be charged late fees or higher interest.

Another way you can save some money is by reducing the number of subscriptions you have. See which ones you don’t use as often and consider canceling them. Also, routinely audit your subscriptions, as some might sneak in a price increase after some time. While these little adjustments may feel like minor savings, you’ll realize their effects on your finances once they accumulate.

Put Your Money in the Bank

If you want to soften the blow of rising inflation rates, keeping your money in the bank rather than storing it in your closet or wallet is a good idea. Depending on your bank, your money has the potential to grow from 0.10% to 0.25% a year when you deposit it in a savings account. This allows the value of your money to continuously earn instead of remaining stagnant.

Additionally, maintaining a savings account can encourage you to keep pooling your income in one place. This way, you will worry less about funding emergencies like home repairs, hospital stays, or temporary loss of income.

Consider Learning High-Paying Skills

Another way you can protect yourself from inflation is to acquire skills that will keep you relevant. A skilled worker in an industry with high demand opens more job opportunities. It also allows you to negotiate a more competitive salary because the people in charge will put more value on your expertise. If you don’t know where to start, consider researching emerging fields and skills with growing demand, like programming or data analytics. There are also recession-proof skills like accounting or healthcare servicing.

Explore Other Sources of Income

Increasing your cash flow is an intelligent way to keep up with rising inflation rates. If you’re currently employed, it’s a good idea to seek additional sources of income. It can also serve as a safety net if you lose your job. You can look for a side hustle to help increase your earning potential. You can find part-time jobs, invest in stocks, or explore small business ideas.

Start Investing

If you have some funds saved up, consider protecting your wealth from rising inflation rates by investing it. Talk to a broker or financial advisor and find out how you can make your money work for you. Your financial advisor may suggest trading in stocks or investing in mutual funds, depending on your risk appetite. Alternatively, you can invest in companies that can keep up with inflation rates. Typically, these are companies in the healthcare and energy sectors.

Like most individuals, you’ll feel the effects of inflation through the higher costs of goods and services. Although you can’t control inflation, you can manage its effects on your finances through these recommendations. Aside from protecting your current funds, these suggestions can also help you prepare for further events affecting your purchasing power. 

Thursday, October 20, 2022

4 Favorite Outfits from the SHEIN Launch

I recently attended the launch of Belle Mariano as SHEIN's first Philippine brand ambassador. It was filled with a lot of media and influencers all decked out in SHEIN outfits. I was too! 

I love that SHEIN has fashionable choices for plus-size women like myself. This is so important because it's tough to find pretty pieces for women who are not petite or slim. 

Here are 4 looks that I loved during the launch as well as the cute Belle Mariano!

It was so much fun seeing the women sashaying down the stage in their different SHEIN outfits. Next time, I hope that they will also feature plus sized girls. 

The SHEIN Pop-up store will be at Ayala Malls by the Bay Ground Floor until Sunday, October 22. Make sure to drop by and shop to your hearts content because that is instant gratification right at the tip of your hands. 

Tuesday, October 11, 2022

Disinfect and Defend with Solbac

A lot of people have become relaxed with the situation nowadays. However, I am not one of those people simply because I know and recognize that the virus still exists and can still affect people with comorbidities, seniors, or young ones at home. 

This is why I believe that we still need to disinfect and defend with Solbac. 

Solbac Disinfectant Spray keeps our home clean and smelling good with its 3-in-1 action. This kills 99% of germs and viruses. It's easy to keep any area of our home clean with the Fresh Linen variant. It provides a soft and velvety scent that brings back memories of freshness and comfort. I love it. 

The 3-in-1 Action is:

  • Kills bacteria and viruses
  • Eliminates tough odor
  • Instantly freshens air

This one is available in 300g and 400g. I prefer the 400g because it's more bang for the buck. 

I use Solbac mainly in the window curtains, kitchen, bathroom, garbage cans, door handles, floor mats, Khali's playpen, and bedrooms. I think it's important to keep these things clean and disinfected because these are where we stay most of the time. 


A new addition to my cart is the Solbac Surface Disinfectant Spray. This is your all-around home cleaner and disinfectant. 

I use this to clean my decor stand. I spray it and then wipe it, and it's all good and clean. 


One of the things I hate cleaning, though, is dried crumbs, dried jam, and anything sticky. A spray can't do the job, so I have to use a wet cloth, but then I'd have to disinfect afterward. Thankfully, Solbac also has disinfecting wipes. 

With the Solbac Disinfecting Wipes, there are fewer things to worry about when it comes to keeping hard surfaces clean with Solbac Disinfecting Wipes. Wipe away germs and viruses whether I'm home or on the go!

If you lived in a house with 4 men, you'd know that one of the hardest things to maintain would be the toilet. There's just something really vile about the smell of men's pee hahaha. This is why I have come to love the new Solbac Toilet Drops. It takes care of germs and viruses even in your sleep! 

Put on some drops, leave for a few minutes, and flush!

These days, masking up isn't enough. Aside from regular handwashing and alcohol, you also need to ensure that your surroundings are always clean to ensure there are no germs and viruses. 

You can purchase Solbac here. 

Everything You Need to Know about YouTube Handles

Finally, YouTube handle is here! I can actually use my original handle for YouTube now! 

YouTube will introduce handles to make it easier for community members to find and connect with each other. Your handle will be unique to your channel and will be how people mention you in comments, community posts, and more.

Here’s what you need to know:

YouTube is gradually rolling out the ability to choose a handle for all channels over the coming weeks. You will receive another email and a notification in YouTube Studio when you can choose yours. 

In most cases, if you already have a personalized URL for your channel, we’ve reserved this for you as your handle. If you want a different handle from the one we’ve reserved, you can change it. If you don’t already have a personalized URL today, you’ll also be able to choose a handle for your channel.

Starting on November 14, 2022, if you haven’t yet selected a handle for your channel, YouTube will automatically assign you a handle, which you can change in YouTube Studio if you'd like.

Where will my handle appear?

We’re rolling out handles gradually to all channels over the next few weeks. Once it has been rolled out to all users, your handle will begin appearing in a few places across YouTube, including:

• The Shorts tab

• Search results

• Comments and mentions

In some places, we will start showing your handle alongside your channel name, such as your channel page. In the future, you may see your handle shown in even more places across YouTube.

Why can’t I choose my preferred handle?

A handle may not be available for several reasons. In most cases, it's either because another channel already selected that handle or it did not meet our handle selection guidelines. You can select one of the automatically generated handles provided by YouTube or choose another available handle. 

I'm really hoping that I get to secure my standard handle. Fingers crossed!

Saturday, October 1, 2022

3 Ways to Keep it Clean with BarenBliss Korean Makeup

Makeup is such a big part of our daily life. The one thing that I discovered early on is that I don't like makeup that has too many chemicals on it. This is why I love BarenBliss. 

BarenBliss has 3 ways to keep it clean with my makeup. 

  • They avoid over 2000+ harmful ingredients to create clean and safe makeup for my skin. 
  • They conduct skin irritation reduction research to avoid potential irritation of high functional ingredients, including human skin patch tests, microbe analysis, and packing material research. 
  • They developed actual function formulation by having their RnD do research with the dermatology departments of hospitals. 

barenbliss True Beauty Inside Cushion

Barenbliss was created by Korean and Chinese makeup artist Jina Kim, who wanted to improve people's outward appearance. Together with her R&D team consisting of Dr. Yoon Myeong-Seok, Chief Skincare Scientist, and Dr. Kwak Noh Shin, Chief Skincare Product Officer, they came up with Barenbliss. 

Luckily, I was able to try some of the makeup and see for myself how it performed. 

I was able to try out the Peach Makes Perfect Lip Tint which is a 24 hour, moist, seamless, velvet finish. It had a very light scent which I loved and it didn't dry up my lips. 

I was also able to try out the Fine to Refine Compact Powder which provides high coverage and a flawless matte finish. I like that it was non-cakey and definitely not greasy. Most of all, I like that it felt like a combination of makeup and skin care coz it's easily absorbed by the skin. 

The product that I loved most though was the True Beauty Inside Cushion. This has medium high coverage with a breathable matte finish. It complements the skin easily that it honestly felt like I wasn't wearing anything on my face. 

This is how I looked in the morning wearing these. 

This is me 12 hours later, no touch ups because I forgot to do so.

I love that my makeup still looked fresh, nothing was cakey, and I just looked glowing. 

I can say that I would definitely recommend BarenBliss to anyone. It's available online and on Shopee