With UD, Kaya Mo!

UnionDigital Bank (UD), the digital bank subsidiary of Union Bank of the Philippines, is driving its mission to break barriers to financial inclusion for millions of unbanked Filipinos.The digital bank is focusing its efforts on first-time users such as sari-sari store owners, ride-hailing drivers, and daily wage earners, who are often left behind by traditional financial systems. Through the “Kaya Mo” movement, UD is turning financial empowerment from a distant dream into an everyday reality.

The Kaya Mo Movement is rooted in the belief that every Filipino has the potential to make their dreams into a reality through UD’s simple, hassle-free financial products and services. This commitment goes beyond banking; it is reinforced by Usapang Diskarte, UD’s flagship financial literacy program that makes money matters practical, relatable, and easy to understand.

During its consumer launch on August 23, 2025, at Market! Market! in Taguig, the three-year-old digital bank introduced its financial products and services to Filipinos, spotlighting its payments and transfers offerings. UnionDigital also reinforced its promise: With UD, Kaya Mo ang simple at swak na digital banking experience. From opening an account in minutes to making seamless cashless payments, everything is possible within one easy-to-use app.

"UD exists to empower every Filipino with simpler, more accessible banking products," said Mike Magpily, Chief Marketing Officer of UnionDigital. “We are deeply committed to helping them take control of their financial future. Whether it’s growing a business, securing a family’s future, or chasing new opportunities, with UD as their ka-diskarte in progress, Kaya Mo.” 

“From our deposits and savings services to the UD Virtual Debit Card powered by VISA, we empower customers by giving them the freedom to grow their money, shop, pay, and transact securely anytime, anywhere,” said Magpily. “Our ultimate purpose is to make achieving financial goals not just a dream, but a tangible reality for all.” 

A highlight of the bustling launch event was the impactful and interactive Usapang Diskarte Financial Literacy Talk by the “Financial Beshie ng Bayan,” Salve Ibañez. She emphasized that financial empowerment is within reach when Filipinos take control of their money.  Ibañez also shared actionable insights on how to be ma-diskarte and financially savvy. She made complex financial concepts both relatable and achievable. With the support of UD, she said, there are no limits to what Filipinos can accomplish.

Kaya Mo with UD’s Digital Banking Products and Features 

Central to the Kaya Mo Movement is UD's growing suite of financial products and services, designed to meet the real-world needs of everyday Filipinos–all accessible in its newly improved app. These offerings are not just banking tools; they are pathways to financial empowerment: 

• UD’s Payments and Transfers: UD offers convenience with its suite of payment and transfer products available on the UD app. Avoid transfer fees with no limits using InstaPay; forget about long lines with Bills Payment; and scan to pay anywhere with QRPH, coming soon.  

• NEW UD Virtual Debit Card (powered by VISA): Experience a new level of financial control as you shop securely with peace of mind, knowing all your online transactions are protected. Instantly view your online spending history in real time, and for added security, easily lock or unlock your account if lost or compromised. Plus, customize spending limits to empower better budget management.

• UD Save: With the convenience of UD’s all-in-one account, you can make your #IponGoals easier to achieve! This deposit product has no minimum balance and zero maintenance fees—removing common barriers that often discourage first-time savers and gives every Filipino easy access to secure savings. Beyond simplifying the process, consumers get high-interest rates that truly help their savings grow.

• UD Time Deposit: Let your money grow with UD’s competitive time deposit rates and have more funds for your future goals! Open a time deposit account for as low as P1,000 and earn an interest rate of 3.75% per annum*. 

*Interest Rates are subject to change. Updates will be posted on UnionDigital’s website and app. Terms and conditions apply.

CongTV for UnionDigital Bank 

A major highlight of the launch was the introduction of UD’s newest brand ambassador, Cong TV, a beloved figure who rose from humble beginnings as a vlogger to becoming one of the country’s most beloved entertainers. Embodying the Kaya Mo spirit with his personal journey resonating deeply with UD’s mission, Cong TV testified that with hard work and the right financial tools, Kaya Mo.

CongTV recalled, “Nagsimula ako nung 2008 sa YouTube. Ang saya-saya ko na sa 300 subscribers! I had a leap of faith when I quit my full-time job after 2 years; tapos naisipan kong seryosohin ang paggawa ng content. Sa totoo lang, for the first two years, hindi ako kumita ng pera—pero sa buhay, may halong swerte, kasama na ang ipinagkaloob ng Diyos sa’yo. By 2017, I started earning from YouTube. Pero sa ganitong klaseng trabaho, walang kasiguraduhan, kaya naging ma-diskarte ako sa pag-ipon at pag-budget ng kita ko.” 

“Through the years, napalago ko ang pera ko, sa tulong na rin ng financial tools and services ng katulad ng UnionDigtal Bank. Kaya excited talaga ako sa partnership na ‘to. Masasabi ko talagang kung kaya ko, kaya mo rin,” CongTV declared. 

“Kwentong Kaya Mo”

To inspire more Filipinos to confidently chase after their financial aspirations with a Kaya Mo mindset, UD has launched an online campaign inviting everyone to share their #KwentongKayaMo on social media between August 23 to September 15, 2025. Five compelling stories will be recognized by UD with special incentives.

The Kaya Mo Movement stands as UD’s core commitment. Its mission is to uplift the lives of Filipinos by turning financial empowerment into a tangible reality. UD delivers this through accessible digital tools and a deep understanding of its customers’ needs. The bank is shaping a future where every Filipino can confidently manage their finances, pursue their aspirations, and build a more secure and prosperous life. With UD, Kaya Mo. 

Why 4 out of 5 Pinoys Still Choose Chickenjoy

Try saying this three times fast: Pinakapinipili, Our Pinakamalaki, Pinakamasarap. You know what we’re describing? Jollibee Chickenjoy! Can you do it without missing a beat?

It’s actually more than just a fun tongue twister. It’s a delicious truth. And with 4 out of 5 Filipinos choosing Jollibee Chickenjoy as their ultimate fried chicken, it’s clear that it plays in a league of its own.

“We’ve always known that Chickenjoy is loved across generations, but these numbers really affirm what we’ve been hearing and seeing every day — that it’s one of the things that Filipinos will keep choosing,” said Luis Berba, Marketing Assistant Vice President of Jollibee Philippines.

From its crispylicious skin that crackles with every bite, to its juicylicious meat, Chickenjoy is the PINAKA!

Pinakapinipili. Our Pinakamalaki, Pinakamasarap. The people have spoken, and the Chickenjoy advantage remains unbeatable. It’s more than a meal — it’s a tradition, a comfort, and a reason for family and friends to gather.

Anne Curtis also jumped in on the fun, gamely taking on the Pinakapinipili, Pinakamalaki, Pinakamasarap tongue twister challenge—nailing it as smoothly as she bites into her favorite Chickenjoy. After all, some things are just easier done when it’s your pinakapinipili, Jollibee’s pinakamalaki, and pinakamasarap fried chicken.

So, whether you’re in it for the crispiness, juiciness, or the sheer joy of eating your favorite fried chicken, there’s one name worth repeating:

Pinakapinipili. Our Pinaka Malaki. Pinaka Masarap. Chickenjoy!

Taste the Pinaka Difference. Get your Jollibee Chickenjoy today in 1-pc. Solo, 2-pc. Solo, and bucket options, available in all Jollibee stores nationwide and via Dine-In, Take Out, Drive-Thru, and Delivery.

For all the latest updates, like Jollibee on Facebook, subscribe to Jollibee Philippines on YouTube, and follow @jollibee on X, Instagram, and TikTok 

Bio-Oil® Illuminates at the Garden Glow Event

The Peninsula Manila’s timeless Balmori and Balagtas Rooms were transformed into a radiant garden setting for the Bio-Oil® Garden Glow Event, where beauty enthusiasts, influencers, and media gathered for an elegant afternoon dedicated to skincare and self-care.

With a “High Tea Garden Glow” theme, guests were welcomed by host Princess Legaspi to an enchanting afternoon that began with refreshing cocktails and a Radiance Discovery Corner—a sensorial space where attendees experienced Bio-Oil® firsthand.

The program featured Bio-Oil® Alliance Manager Janice Rivera, who shared insights on Bio-Oil® Skincare Oil, a global leader in specialist moisturizers developed by Union Swiss, a company recognized worldwide for its research-based innovations in skincare.

She emphasized that daily moisturization is essential to keeping skin supple, healthy, and glowing—made effortless by Bio-Oil’s lightweight, non-greasy formula.

Rich in plant extracts and vitamins, Bio-Oil® Skincare Oil is formulated as a specialist moisturizing oil that aids in supplementing the skin's natural oils. Its powerhouse ingredients include Lavender, Rosemary, Chamomile, Calendula, Vitamin A, and Vitamin E, each working in harmony to condition, renew, and soothe the skin.

Guests also enjoyed an intimate Beauty Forum with Dr. Cheska Sy-Alvarado, whoanswered skincare questions and highlighted the vital role of hydration and consistent moisturization in every routine. The event culminated in the reveal of Bio-Oil’s refreshed packaging—“New Look, Same Bio-Oil®.”

As the afternoon drew to a close, one message stood out: moisturization is not just a step, it’s an everyday essential. With Bio-Oil®, achieving nourished, radiant skin is effortless.

Bio-Oil® Skincare Oil is available on Bio-Oil’s official flagship stores on Lazada and Shopee.

#EverydayEssentialsEverydayBioOil

Instagram: @biooilphilippines

Facebook: Bio-Oil Philippines

 

My First Cricut Sticker Project: Lessons and Things I Loved

When I finally created my first sticker set with my Cricut, I felt like I had opened a whole new world of crafting. Of course, it did not start perfectly. The very first time I tried, I made a rookie mistake and printed on the wrong side of the sticker paper. For a moment, I thought I had completely wasted the sheet, but then I watched Cricut cut it so smoothly that I realized mistakes are part of the journey. That little win gave me the confidence to try again, and this time, I got it right.

Here are the things I loved most about creating my first Cricut sticker set.

1. Cricut makes clean, smooth cuts

One of the most satisfying things about using a Cricut is how precise the cuts are. Whether it was a small detail or a bigger outline, the machine handled it effortlessly. 

I thought making stickers would take a lot of time and effort, but it was surprisingly quick and easy. Seeing those perfectly cut chibi cartoons come to life was a moment of pure happiness. I felt so proud of myself. 

2. Maximizing space with Cricut Design Space

I used Cricut Design Space for my layout, and it really helped me make the most of an 8x11 sticker paper. With a bit of arranging and resizing, I was able to fit several stickers on one sheet without wasting space. This is such a big deal for anyone who wants to get the most out of their materials, especially when working with specialty sticker paper.

3. Learning is simple with guides and tutorials

I initially thought using Cricut would be complicated, but it turns out that as long as you take the time to read the guides or watch the tutorials, it is very beginner-friendly. Each step is explained clearly, and once you get the hang of it, the process feels natural.

4. The Cricut community is so supportive

Aside from the machine itself, one of the best parts about this journey is discovering the Cricut Facebook group. Members are generous with their knowledge, sharing tips, tricks, and hacks that make projects so much easier. It feels like being part of a creative circle where everyone just wants to see each other succeed.

My first Cricut sticker project reminded me that crafting is equal parts creativity, patience, and community. I started with a mistake, but I ended with a sheet of stickers that I was proud of. Sa wakas, I can now make my own stickers! 

Cricut made it easy, fun, and so rewarding. If you are thinking of making your own stickers, I can say from experience that Cricut is worth every bit of excitement. 

A Foodie’s Paradise: Our Culinary Adventure at Solaire Resort North

When my family and I visited Solaire Resort North, we honestly didn’t expect to be so spoiled with food choices. Every corner seemed to offer something new, something mouthwatering, and something worth trying. It truly felt like a foodie’s paradise, and we left with happy hearts and even happier tummies.

Yakumi, A Japanese Feast Worth Every Bite

One of the highlights for us was Yakumi, Solaire’s Japanese restaurant. Their Sunday brunch is an absolute must-try. The sashimi alone is worth the trip. So fresh, it felt like it was prepared straight from the ocean to our plate. Add in the variety of Japanese dishes, and you’ve got a brunch that’s not only satisfying but also unforgettable.

Red Lantern, Sobrang Sulit Dim Sum

If you’re a fan of dim sum, then Red Lantern will feel like heaven. They have a dim sum buffet that’s sobrang sulit. From perfectly steamed dumplings to crispy rolls, every bite was bursting with flavor. The place itself feels warm and inviting, making it the kind of restaurant where family gatherings instantly feel special. This is also where you will find the Kataifi. They have been serving this dessert for a long time now, and it has been a favorite of ours for years. 

Finestra: Romance, Elegance, and Impeccable Service

For something more intimate, Finestra is the place to go. It’s a fine dining Italian restaurant that’s perfect for date nights—whether you’re rekindling romance or sparking something new. The ambiance is elegant and refined, the service is truly impeccable, and every dish feels like a labor of love. What makes it even more special is their private room, which can host up to 20 people. With a consumable rate of ₱100,000 to ₱120,000, it’s perfect for those milestone celebrations. 

Fresh Buffet, So Many Choices, So Little Time 

When we checked in, we made sure to try Fresh Buffet—and honestly, it’s one of the best buffets we’ve ever had. From hearty Filipino favorites to international picks, there’s just so much to choose from. Breakfast is also a treat because you can enjoy it by the poolside, which adds a touch of relaxation to the whole experience. Imagine sipping coffee while the morning sun reflects on the pool. It's the perfect way to start the day.

Pizza, Gelato, and a Food Court That Surprises

Of course, the food journey doesn’t stop with the main restaurants. There’s a cozy pizza place serving fresh-out-of-the-oven pies and creamy gelato that my kids adored. And for those on a budget, Solaire Resort North has a huge food court with so many options. The real star? Their doughnuts. They’re big, generously filled, and only cost ₱100. A steal considering the quality.

A Foodie Heaven for Everyone

Walking through the restaurants and food halls of Solaire Resort North with my family, I realized that this place isn’t just for the fancy nights out. Sure, it has world-class dining and elegant fine dining spots, but it also has affordable, sulit finds for those who just want a good meal without breaking the bank.

If you’re looking for a place where food becomes more than just a meal, where it becomes a shared experience with family and friends, then Solaire Resort North is the place to be. Don’t be intimidated. There is truly something for everyone here. 

Book Launch of Architect Gilbert Yu Celebrates a Life Built from Zero to Skyscrapers

Celebrated architect and developer Gilbert Yu is inspiring the next generation of architects with hard-earned wisdom drawn from over three decades in the industry. Known for his pioneering iconic projects, Yu distills his experience into essential lessons for future practitioners.

Yu sums up the lessons in his biography The Life and Adventures of Architect Gilbert Yu, written by award-winning journalist Iris Gonzales. 

The book tells the inspiring journey of a young man who dared to dream and persevered through life’s challenges to achieve those dreams. It offers an inside and intimate look at an extraordinary success story that began with the most humble of beginnings.

A Filipino-Chinese born and raised in Manila, Yu would become not just one of the country’s most prominent and successful architects of his time, but also an enduring pillar of Philippine architecture. His story is a timeless blueprint for triumph, shared prosperity, and lasting success.

Some lessons he wants to impart to architects:

Lesson 1: Architecture goes beyond design
“Architecture is not just about designing structures—it’s about building lives,” Yu said. “Every structure must have purpose, be designed with excellence, and built for permanence.”

Lesson 2: Architects must be knowledgeable in business
Yu believes architects should understand property value, project feasibility, and market trends to ensure success. “Architects must also be development consultants, not just technical people,” he noted, urging schools to integrate business and entrepreneurship into architectural education.

Lesson 3: Architects must be forward-thinking
Designs should anticipate shifts in landscapes, lifestyles, and technology, enabling structures to stand the test of time.

Yu’s philosophy can be summed up in his personal mantra: “Zero plus zero plus zero equals 100.”Starting with no knowledge, no experience and no resources, he built a thriving career and landmark projects through determination and resilience.

“A project starts from zero before becoming an iconic landmark,” Yu said. “With vision and dedication, architects can transform the impossible into reality.”

About the Book

The Life and Adventures of Architect Gilbert Yu tells the inspiring journey of a young man who dared to dream and persevered through life’s challenges to achieve those dreams.

It offers an inside and intimate look at an extraordinary success story that began with the most humble of beginnings.

A Filipino-Chinese born and raised in Manila, Architect Yu would become not just one of the country’s most prominent and successful architects of his time, but also an enduring pillar of Philippine architecture. His story is a timeless blueprint for triumph, shared prosperity, and lasting success.

About Architect Gilbert Yu

Architect Gilbert Yu is a respected Filipino architect and developer best known for creating quality residential projects in prime locations.

Starting from humble beginnings as one of nine children of a sari-sari store owner, Yu worked his way through school and became a licensed architect in 1970. He co-founded G&W Architects, which delivered several landmark developments in Bonifacio Global City,  including Sapphire Residences, Kensington Place, Grand Hamptons, and Blue Sapphire. 

Throughout his career, Architect Yu has been an advocate for housing affordability, high construction standards, and consumer protection in the real estate industry.

About the Author: Ms. Iris Gonzales

Iris Gonzales is a journalist and columnist for The Philippine Star.  Her thrice-weekly op-ed column, Eyes Wide Open, explores the intersection of business and politics in the Philippines. She graduated from the University of the Philippines College of Mass Communication in Diliman and earned her master’s degree in journalism as a Konrad Adenauer Fellow at Ateneo de Manila University. 

Anko to launch its sell-out Home Living Collection in the Philippines this August

 Anko, Australia’s home and lifestyle brand, is about to get Filipinos excited about home styling with the launch of its vibrant new Home Living Collection. The new range will be available in stores at TriNoma, Glorietta 2, and Alabang Town Center, starting Monday, August 25, for a limited time only.

Designed by Anko’s in-house buying and design team in Melbourne, the collection brings sculptural forms, rich textures, saturated hues, and pops of accent colors that blend effortlessly into everyday Filipino homes. From curvy furniture and oversized accents to color-blocked cushions, ripple-edged mirrors, and textured ceramics, the collection offers stylish touches to instantly revive your bedroom, kitchen, living room, and more.

“With all the planning behind the designs in this collection, we can say that the pieces perfectly match the Filipino way of living—welcoming, expressive, and full of character,” says Rachel Turner, Anko Philippines’ Country Manager.

“We believe that great design should be accessible, and this range is proof of that. The Mali Lounge Chair is already a sell-out in Australia, and I wouldn’t be surprised if it flies off the shelves here too,” Turner added.

Sarah Dummett, Kmart Australia’s Business Manager and Anko Design Expert, emphasizes the collection’s adaptability. "Customers are always looking for ways to refresh their homes on a budget, and we designed each piece in this collection to be versatile. Whether you're looking to create a vibrant, maximalist space or a calm, neutral sanctuary, the range makes it easy and fun to mix, match, and truly make a space your own."

Among the standout pieces tipped to become favorites from the range:

• Ceramic kitchenware (₱900 - ₱1,400) – A sage-toned set that combines function with elegance, featuring a frying pan, sauté pan, saucepan, and casserole for everyday cooking.

• Lava Rock Diffuser (₱550)  – Infuses the home with soothing notes of Lemongrass or Ginger Essential Oils, pairing scent with style.

• Mali Lounge Chair (₱9,990) – A minimalist white chair that lends a sophisticated edge to any living space.

• Square Storage Ottoman (₱800) – A collapsible, space-saving piece available in purple, beige, green, and white, offering both storage and style.

• Stripe Cube Side Table (₱1,290) – This piece adds a touch of extra personality to a living space with its cheerful green color and stripes.

• Stripe Cushion (₱480) – Available in playful pink-and-red and elegant green-and-white colorways, these cushions add a pop of personality to any living space.

• Muslin Cotton Quilt Cover Set (₱1,790 - ₱2,490) – Soft and breathable, this set suits beds from double to super king, available in calming seagrass and white.

• Trelis Laundry Basket and Hampers (₱490 - ₱1,290) – Streamline laundry days with pieces that combine utility and clean design, offered in green or white and a range of sizes.

• Cosmetic Organizer with Mirror (₱670) – Keeps vanity essentials in order, with sleek finishes in white, lilac, or sage.

• Curved Boucle Floor Mirror (₱3,290) – A sculptural mirror that doubles as a design statement, blending modern flair with timeless appeal.

Source: @annecurtissmith and @anko_philippines

Anko is also hosting an Interior Design Masterclass exclusively for Anko Club members on September 8 at its TriNoma store, where guests can get expert styling tips from Sarah Dummett and discover the top picks of celebrity ambassador Anne Curtis-Smith, who revealed that her favorite is Sage Ceramic Sauté Pan (₱1,500), part of Anko’s newest ceramic cookware range.

Download the Anko Club app or sign up at www.anko.com/anko-club to become a member and be a part of more exciting Anko events. For more information and updates on Anko, follow @anko_philippines on Instagram and TikTok.